Summary of Credit Terms
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With the JAL USA CARD, you can earn miles when you fly and when you shop. The JAL USA CARD is an outstanding credit card for those relocating to, as well as, those already residing in the U.S. If you have established a U.S. address, you can apply for the JAL USA CARD from Japan, up to 90 days prior to relocating to the U.S. Our distinctive screening process allows us to accept applicants with limited or no credit history in the U.S.


Reward Options

Choose the "Premium Rewards" option to earn miles quickly, or the economical "Basic Rewards" for a no reward program fee. You can change your reward option without reissuing your credit card at any time.

Cardholders who have applied for Basic Rewards are able to upgrade to Premium Rewards anytime after their card has been approved. Cardholders who have applied for Premium Rewards can also change to Basic Rewards.
(Please note that rewards upgrade fee of $50 will not be reimbursed regardless of the period you are with Premium Rewards.)

Card Information

1.90% introductory APR for the first 6 billing cycles. After that, your APR will be 17.74%. This APR will vary with the market based on the Prime Rate

Bonus miles for your flight

Earn 5,000 miles for the first international flight and earn additional 10% of sector miless for every flight of the primary cardholder, after card has been approved. Please click here for more details.*1

MasterCard BusinessCard® Advantages*2

• MasterRental® Insurance Coverage
• Purchase Assurance®
• Extended Warranty*7
• Travel Assistance Services
• Worldwide 24hr. Emergency Services

Manage Your Account Online

Enjoy the many capabilities of online account access for free, including:

• Pay Your Bill
• Check Your Balance
• Check Billed Transactions

Special Discount Offers and Services

10% Off JAL Group In-flight Shopping 10% discount on in-flight purchases on JAL/JAL Group International
and Domestic flights by making payment with JAL USA CARD.*3
5% Savings on Duty Free Shopping
at Narita Airport
5% discount on duty free shopping at "JAL-DFS" and
"JAPAN DUTY FREE" shops in Narita International Airport
Terminal 2.*4
5% Savings at "BLUE SKY"Airport Shops in Japan 5% discount on purchases at "BLUE SKY" shops
(for purchases of JPY1,000 or more).*4
Choose to earn JAL Shopping point miles or receive a 5% discount at JAL Shopping Americas. In addition to the shopping miles you earn using the JAL USA CARD, you can choose to earn 1 mile per $1 on your purchases at JAL Shopping Americas or receive a 5% discount at the time of your purchase.
10% savings on JAL International Wi-Fi Service 10% discount on JAL international in-flight internet service by making payment with JAL USA CARD.*6

Please visit Japan Airlines Website for more details.

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions, and limitations.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

For additional information about Annual Percentage Rates (APR's), fees and other costs, see the Premium Rewards Summary of Credit Terms and the Basic Rewards Summary of Credit Terms.

See the Rewards Terms and Contitions in the Premium Rewards Summary of Credit Terms and the Basic Rewards Summary of Credit Terms for details.
JMB miles expire. JMB miles earned are valid until the end of the 36th calendar month following the month in which the qualifying credit card transaction is made.

By applying for the credit card, you understand and agree that all disclosures and other important documents related to the card that are required by law will be provided to you only in English. If you are unable to read and understand the English language, it is very important that you seek the assistance of a trusted, qualified person who can translate these disclosures and important documents for you.

*1 Applicable on JAL Group flights with fares eligible for JMB flight mileage accumulation.
*2 See the Guide to Benefits you will receive when you become a cardmember for details.
*3 For maximum purchase of JPY200,000 per international or domestic flight. Not applicable on JAL code share flights operated by other airlines. Not applicable on Japan TransOcean Air (JTA) flight.
*4 Discount may not be applicable for certain products and may not be combined with any other offer. Offer is valid at participating stores only.
*5 This mileage will be credited in addition to the regular shopping mileage with JAL USA CARD.
*6 Applicable on certain JAL international flights only.
*7 Doubles the original manufacturer's warranty up to 12 months on most items purchased with your JAL USA CARD MasterCard®.

Cards are issued by First Bankcard® a division of First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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